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Consumer Checklist-Choosing a Moving Company-Part 6 (Aug 27, 2010)
Check with your insurance company if your existing household policy provides coverage during the move, and if so, what is the deductible. Make sure your policy provides you with no less than "All Risks" coverage, because any less coverage leaves you exposed.

Then check with the moving company for the cost of Replacement Value Insurance.This means that the moving company agrees to be liable up to an amount that represents your estimate of the value of your property being moved. Make sure the total amount of declared value is enough to replace all of your furniture and personal effects. Make sure you get Replacement Value Protection and not depreciated value only.

Ask the moving company for written material that explains how the Replacement Value Protection works. Find out if there is a time limit for making a claim.

Reproduced courtesy of Industry Canada. This reproduction is not represented as an official version of the information reproduced, nor has been made in affilation with, or with the Canada

Consumer Checklist-Choosing a Moving Company-Part 5 (Aug 20, 2010)
If a deposit is required, will the money be put in trust, as is required in some provinces? Is it refundable? Clarify methods of payment at the outset.

What are the terms and conditions of protecting your goods under the mover's Replacement Value Protection policy, including coverage for those goods you packed yourself? Is there a deductible, and if so, how much is it?

Reproduced courtesy of Industry Canada. This reproduction is not represented as an official version of the information reproduced, nor has been made in affilation with, or with the Canada

Consumer Checklist-Choosing a Moving Company -Part 4 (Aug 13, 2010)
Who is responsible for packing? Ask about liability if you pack the items yourself.

Can boxes from other places like grocery stores be used?

Should all owner-packed boxes be sealed and labelled?

Are any licenses or custom documents required? Who will prepare them?

Are there special seasonal rates or any other factors that may affect the cost of the move? It can be less expensive to move between October and June, or at mid-month.


Reproduced courtesy of Industry Canada. This reproduction is not represented as an official version of the information reproduced, nor has been made in affilation with, or with the endorsement of Industry Canada

Consumer Checklist-Choosing a Moving Company-Part 3 (Aug 7, 2010)

Whose storage facilities will be used?-The company's or a third party? It's a good idea to visit and check out the company's offices, storage facilities, and vehicles before you move.

Does the mover have a Workers' Compensation Board certificate? If not, you may end up paying for any employee injuries during the move.

Be sure to get estimates and all other assurances in writing, including the delivery date, as well as the full name of the person you spoke with.

For a local move, the estimate should provide the number of hours the move will take to complete. Make sure the estimate is dated and includes the date of the move. Don't sign a contract unless these options are spelled out in writing.

Reproduced courtesy of Industry Canada. This reproduction is not represented as an official version of the information reproduced, nor has been made in affilation with, or with the endorsement of Industry Canada

Consumer Checklist-Choosing a Moving Company-Part 2 (Aug 2, 2010)
Is the company insured? Ask them to provide you with the insurance company's name and policy number.

Does the company have their own equipment, or will a sub-contractor or another company be providing the service? Which company? What is their record like? Get references.

Who will be providing services at the end of the move, such as unpacking, claims settlement, and storage? Is it the same as the original company, an affiliated van line, or someone else?

If you belongings will be left overnight in a moving van, will the van be kept in a secure facility? Be sure to use a moving company that uses vehicles designed for household goods moving and storage.


Reproduced courtesy of Industry Canada. This reproduction is not represented as an official version of the information reproduced, nor has been made in affilation with, or with the endorsement of Industry Canada

Consumer Checklist-Choosing a Moving Company (July 26, 2010)
Does the moving company know about and agree to abide by the terms of the Good Practice Guidelines for Canadian Movers? Does the company provide you with a pamphlet that outlines customer and moving rights and responsibilities, as well as written material regarding mover liability for loss of damage, optional programs available, limitations on liability and additional costs associated with each level of liability.
Reproduced courtesy of Industry Canada. This reproduction is not represented as an official version of the information reproduced, nor has been made in affilation with, or with the endorsement of Industry Canada.

Staging Your Home to Sell Part 5 (July 19, 2010)
Clean fridge and stove
Clean and freshen bathrooms
Make beds daily

Staging Your Home to Sell Part 4 (July 12, 2010)
Repair eavestroughs
Touch up exterior with paint
Steam clean or shampoo carpets
Clean furnace, replace furnace filter

Staging Your Home to Sell Part 3 (July 5, 2010)
Cut the lawn
Trim the shrubs
Weed and edge gardens
Pick up litter
Clear walk and driveway of weeds

Staging Your Home to Sell-Part 2 (June 28, 2010)
Touch up chipped paint
Repair cracked drywall
Repair leaking taps and toilets
Paint or wash interior walls that are marked up

Staging Your Home to Sell-Part 1 (June 21, 2010)
General Maintenance:
Oil squeaky doors
Tighten door knobs
Replace burnt out lights
Clean and repair windows

Staging Your Home to Sell (June 14, 2010)
First impressions count with Buyers. An investment in time and money will give your home an edge over other homes when showing it to prospective buyers. In essence, the better your property shows, the more money you realize, and the quicker it sells. And even if you're not thinking of selling, maintenance is important for future value, and you'll also feel pride of ownership.
Over the next few weeks, a list of helpful hints will be written that should enhance and improve the value of your property.


Check the Wiring Before You Buy (June 7, 2010)
If you are purchasing an older home (approx age older than 1975), it is a good idea to check the wiring. Insurance companies require the wiring be a minimum of 100 amps. If it isn't, then you will not get insurance and your mortgage company will not advance funds to complete the sale. Some insurance companies will give the buyer a grace period after they move in to complete the work. Check with your insurance company. Find out the amperage before making the offer. If an upgrade is required,you may want to include it in the negotation.

Phone The School Before You Buy (May 31, 2010)
Buying a home in a certain area does not automatically guarantee eligibility to attend the local schools. Some schools are at capacity and new enrollment has been capped. Districts recommend prospective home buyers phone the school they would like their children to attend to find out if there's room.

Get a Pre-Approved Mortgage (May 24, 2010)
If you get a pre-approved mortgage before viewing any homes, you will know exactly how much you can afford. As well as saving you time, it also puts you in a better bargaining position with the Seller. Your chance of successfully purchasing a home when competing with another Buyer may be greater if the Seller knows you are pre-approved.